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According to a study conducted by TNS, electronic money is one of the most common means of payment in runet, in popularity second only to plastic cards. And soon, electronic money may become the most popular means of payment on the Web at all, thanks to the opportunity to receive a loan in electronic currency.
WMCasher Merchant, the WebMoney electronic money input and output service, has begun to provide a new service, which is to provide loans to WebMoney users. This service is organized as simple as possible for both potential customers and site owners offering their visitors to pay for certain goods and services using WebMoney. The work of webmasters to add a credit system to the site is minimized; all you need to do is register on the WMCasher Merchant site and place a button on it, clicking on which the visitor can receive a WebMoney loan .
Connecting to the system and working with it will not cost anything to site owners and financially - WebMoney does not charge any fees or other payments.
The process of obtaining a loan takes a few minutes, the principles of its work are similar to the well-known service of WebMoney Merchant. After making a decision and pressing the corresponding button, the customer will automatically be redirected to the WMCasher Merchant zone, where he must log in under his WMID. Further, the system will provide information about the conditions for obtaining a loan and will offer to choose a loan term. The amount a user can count on depends on the parameters of his passport and the credit history stored in the WMCasher.ru service. If it does not exist and the loan is issued for the first time, the service will ask the user to provide access to his personal data and WMC wallet balance.
Having decided on the amount and term of the loan, the user needs to accept the drafted loan agreement in the arbitration service of WebMoney. After that, WebMoney Merchant will issue a credit account so that the user can pay it in his WMKeeper. The paid invoice is fixed in the WebMoney Merchant system, and the funds are sent to the invoice for the payment of the selected product or service.
The service assumes all the risks that inevitably arise in the process of buying goods on credit. This is especially important for service partners, they may not be afraid that the insolvency of buyers will affect them. Money for goods and services will be transferred to the seller in any case, however, WebMoney Merchant retains the right to resell or use goods (services and other valuables) purchased on credit in any other way if the borrower does not repay the received WebMoney loans.
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